Tax year 2026-27Income-tax Act 2025GST 2.0 rates

Invoices and tax maths for India's freelancers and small businesses

Make a GST invoice, compare tax regimes, plan EMIs and SIPs, and check your margins. Free, up to date with this year's rules, and every answer comes with a plain-English verdict.

Make a GST invoice Old or new regime?

Billing and GST

Get paid faster and charge GST correctly.

GST Invoice GeneratorTax invoice with CGST/SGST or IGST, GSTIN check, amount in words and a UPI pay QR.Free · no sign-up GST CalculatorAdd GST, remove it from an MRP, or find the rate charged. Several items at different rates.GST 2.0: 0 / 5 / 18 / 40%

Income tax

Updated for the new Income-tax Act, 2025 and Budget 2026.

Freelancer TaxPresumptive scheme (Section 58, old 44ADA) vs full books, both regimes, TDS refund and advance-tax plan.Itemised expenses Old vs New RegimeFor salaried people: HRA (8-city rule), 80C and 80D itemised, and the exact break-even point.Monthly in-hand difference Advance TaxWhat to pay by 15 Jun, Sep, Dec and Mar, with late-payment interest and capital gains.Track instalments paid TDS Calculator15 payment types under Section 393, threshold and catch-up checks, deposit dates and a monthly list.Old sections shown

Loans and investing

Plan EMIs, know your borrowing limit and grow your savings.

EMI CalculatorHome, car, personal and business loans, with a month-by-month schedule and prepayment savings.Finish sooner or lower your EMI Loan AffordabilityHow much banks will lend you, what's comfortable to repay, and the home price that fits.RBI loan-to-value rules SIP CalculatorWhat a monthly SIP grows into with a yearly step-up, or the SIP you need for a goal.Shown in today's money too

Business

Price with confidence.

Profit Margin & Break-evenReal profit per sale after marketplace and payment fees, margin vs markup, and sales needed to break even.Find my price for a target margin

This year's rulesIncome-tax Act 2025, Budget 2026 and GST 2.0, with the date we last checked.

A clear answerEvery result ends in a plain verdict, like "the new regime saves you ₹13,000".

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